Opifera is a tracking layer for the money you already manage for your kids — with real ledgers, parent-set interest, and savings goals that teach the magic of compounding.
Demo loads a parent with two kids, Bluey & Bingo.
Bluey
$71.86
Savings
$61.86
20% / yr
Spending
$10.00
2% / yr
Set any annual rate per child — 5%, 20%, even 100%. Interest posts to the ledger automatically.
Each kid picks a goal. A clear progress bar makes patience feel like progress.
You hold the real money. Opifera tracks it, so kids feel ownership without risk.